8 Personal Finance Money Books for this Winter

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Winter is here and it’s the perfect timing to download the personal finance books, read and learn something new with hot cocoa!

Here are the best personal finance books for every stage of life and for every money goal.

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The Psychology of Money by Morgan Housel

“In the Psychology of Money, award-winning author Morgan Housel shares 19 short stories exploring the strange ways people think about money and teaches you how to make better sense of one of life’s most important topics.”


  • Finance and investing
  • Money and emotion
  • For all ages

Doing well with money isn’t necessarily about how much money you make. It’s about how you behave. This book was easy to read and more like storytelling. Deep insights into the psychology of money through the lens of history and personal experience was really interesting.

The Infographic Guide to Personal Finance by Michele Cagan CPA, Elisabeth Lariviere

“The Infographic Guide to Personal Finance. Throughout this reference guide are bold, colorful illustrations covering budgeting, saving, spending, debt, credit, investing, and housing.”


  • Used a lot of colorful illustrations
  • Great for a teenager
  • A little bit of everything about personal finance

It’s a great introduction to personal finance, include a little bit of everything. I wish school teach these things at an early age. We can’t disconnect our relationships with money for entire life. Money education is never too early.

Why Didn’t They Teach Me This in School? by Cary Siegel

“The book includes eight important lessons focusing on 99 principles that will quickly and memorably enhance any individual’s money management acumen.”


  • Easy to read
  • Very millennials mind, great for 20s to early 30s
  • Money management, mindset

This book is great for someone just starting to earn money. When I read “principle 3 having and raising children costs lots of money” and “principle 4 always live below your means,” I felt like this book is so millennials. This book is maybe not for the 40s to 50s, but you’ll understand how millennials think about their money. If you are a young adult, this book will improve your financial literacy.

I Will Teach You to Be Rich by Ramit Sethi

“Buy as many lattes as you want. Choose the right accounts and investments so your money grows for you—automatically. Best of all, spend guilt-free on the things you love.”


  • Great for a young adult, 20s to early 30s
  • Basic knowledge of money management and savings
  • Learn about credit card

This book explained how to crush your debt and student loans faster, how to build credit using credit score, late fees, how to handle buying a car or a house, how to paying for a wedding and having kids, etc. If you already own a house and family and also a master of investment, you’ll not enjoy this book. This book is definitely for young people.

The Intelligent Investor by Benjamin Graham, Jason Zweig, Warren E. Buffett

“The Intelligent Investor offers no guarantees or gimmicks but overflows with the wisdom at the core of all good portfolio management. The Intelligent Investor is a book for true investors, not speculators or day traders.”


  • Economics, introduction to Investing
  • Deeper knowledge
  • For mid-level investors, could be too difficult for entry-level

This book helps you to build a real inverter mindset like the idea of value investing.

The Book on Rental Property Investing by Brandon Turner

“The Book on Rental Property Investing imparts the practical and exciting strategies that investors across the world are using to build significant cash flow through real estate investing.”


  • Buying & Selling Homes
  • Overview of what you need to know at every stage of the process of buying and leasing rental properties
  • Strategy, tool, tip, and technique you need to become a rental property investor

Easy to read. If you want to learn about rental property investing, this book is a good start.

The No-Spend Challenge Guide by Jen Smith

“In this book, you’ll learn how to use No-Spend Challenges to reach your financial goals faster and transform your spending habits to finally be able to stick to a budget.”


  • No-Spend Challenge
  • Budgeting & Money Management
  • Pay off Debt Fast

The Author paid off $78,000 of debt in less than two years. You can learn what is No-Spend Challenges and how to change the money mindset.

Investing for Kids by Dylin Redling, Allison Tom

“This book uses basic, kid-friendly examples to explain concepts clearly and put them in context with neat historical anecdotes about the history of investing. Get kids exploring current investing techniques like digital trading and impact investing. Games, exercises, and discussion questions will help kids better understand, enjoy, and practice what they’ve learned, and even get parents involved.”


  • Best for age between 8 to 12 years old
  • Many illustrations
  • Get real-life examples

I like the list of financial vocabulary like an asset, asset allocation, brokerage firm, etc. This book explained these words at kid’s eye level.

Wrapping Up

Reading books are not only good for building up your knowledge, it also strengthens your brain. If you stay at home all day long, read books instead of watching Netflix.

Education is entertainment. If you know about a lot of things, you will enjoy your life even better.

Happy reading!

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