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Author: Happier Freelancing

I'm a freelance graphic designer + web developer. I fully paid the mortgage in 8 years, graduated college without a student loan, and became debt-free in my mid-30s. Money Mottos to Live By: "Spend less than you earn. Buy less, choose well. Live frugally, and save regularly."
InvestingPosted on

How To Save $100K In 3 Years

Is it too late to build retirement savings in the mid-30s? Is it impossible to aim for FIRE with freelance income? Absolutely, no. We can…

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BlogPosted on

First Quarter 2023 Summary

Hello! How are you doing? I can’t believe that 25% of 2023 is already passed. Three months have passed in a blink of an eye.…

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BudgetingPosted on

How to Budget to Maintain Happier Frugal Living

Three years ago, nearly 50% of my budget was for mortgages. I was focusing on paying the mortgage off as soon as possible. I couldn’t…

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InvestingPosted on

How to Invest Cash Safely at the Highest Interest Rate

The national average APY on savings accounts is just 0.35%, according to the Federal Deposit Insurance Corporation (FDIC). For example, Chase offers 0.01% APY for…

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RetirementPosted on

How much do you need to save for retirement?

Here is one of the most common questions individuals have, “How much do you need to save for retirement?” On average, American workers think they’ll…

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Make MoneyPosted on

50+ Great Ideas to Make More Money

Learning how to earn extra money is more popular than ever before! Luckily, there are so many different ways to make extra money. In this…

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Make MoneyPosted on

Realistic Ways to Make an Extra $1,000 per Month

Did you know that 45% of working Americans report having a side hustle? According to USA TODAY (1), the average man earned about $8,948 per year…

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Make MoneyPosted on

Massive List of Gig Economy Jobs for Extra Income

Companies are turning to freelancers to do jobs that are not directly related to their industry such as marketing, design, or content creation. As a…

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Save MoneyPosted on

25 Creative Ways to Save Money

Stressing out over money can be seriously bad for your health. Taking control of spending and saving money will improve your overall quality of life.…

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Save MoneyPosted on

How to Save Money on Groceries without Coupons

According to the U.S. Department of Agriculture, the average cost of groceries NOT including takeout and restaurant meals are: That’s a big chunk of change!…

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I'm a freelance graphic designer + web developer. I fully paid the mortgage in 8 years, graduated college without a student loan, and became debt-free in my mid-30s. Money Mottos to Live By: "Spend less than you earn. Buy less, choose well. Live frugally, and save regularly."

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