Three years ago, nearly 50% of my budget was for mortgages. I was focusing on paying the mortgage off as soon as possible. I couldn’t…
We purchased a condo in 2013 and originally planned to pay it off in 15 years. However, the U.S. economy started to face a strange…
Credit reports list your bill payment history, loans, current debt, and other financial information. It also shows where you work and live and whether you’ve…
Did you know the cash envelope system? It is a way to track exactly how much money you have in each budget category for the…
If you are a Happier Freelancing reader, you already know that I graduated from college without any debts. I don’t know if my approach was…
Personal finance is all about your money like budgeting, spending, investing, earning, taxes, etc. How do you financially prepare for life? How do you deal…
Freelancing is growing in popularity because of the amount of freedom it offers. As a freelancer, you are also a business owner and you need…
Do you have savings goals? Your savings goals could be a down payment, a new car, a vacation budget, a gift fund for birthdays and…
Personal Finance is all about controlling your money and managing various financial risks for future life events! Everyone starts in a different place. Everyone has…
Setting short-term, midterm, and long-term financial goals is essential for personal finance. If you aren’t set specific goals, your money is just gone so quickly……