For American workers, Social Security is part of the retirement plan. Most people know that it provides replacement income for qualified retirees and their families,…
Credit reports list your bill payment history, loans, current debt, and other financial information. It also shows where you work and live and whether you’ve…
Did you know the cash envelope system? It is a way to track exactly how much money you have in each budget category for the…
Exchange-traded funds, ETFs, are a type of investment that offers diversification more than individual stocks. For example, if you don’t know what to invest in,…
Digital Wellness is more than just managing your screen time. It is the pursuit of an intentional and healthy relationship with technology as well as…
If you are a Happier Freelancing reader, you already know that I graduated from college without any debts. I don’t know if my approach was…
An individual retirement account (IRA) is one of the best retirement plans for people not covered by an employer-sponsored retirement plan. An IRA is an…
Passive income is income that requires no work hours. You don’t have to work at all or require little effort to earn money. It is…
Have you ever heard of Bogleheads Investment Philosophy? It was named after Jack Bogle, the founder of Vanguard. (1) Bogleheads Investment Philosophy follows simple investment…
If you are one of the freelancers or independent contractors with no workplace retirement plan, you’ll probably be worried about your retirement savings at least…