Is it too late to build retirement savings in the mid-30s? Is it impossible to aim for FIRE with freelance income? Absolutely, no. We can…
Three years ago, nearly 50% of my budget was for mortgages. I was focusing on paying the mortgage off as soon as possible. I couldn’t…
The national average APY on savings accounts is just 0.35%, according to the Federal Deposit Insurance Corporation (FDIC). For example, Chase offers 0.01% APY for…
Retirement is a time for seniors to relax and enjoy the fruits of their labor. But many seniors choose to stay busy and engaged by…
Here is one of the most common questions individuals have, “How much do you need to save for retirement?” On average, American workers think they’ll…
For American workers, Social Security is part of the retirement plan. Most people know that it provides replacement income for qualified retirees and their families,…
An individual retirement account (IRA) is one of the best retirement plans for people not covered by an employer-sponsored retirement plan. An IRA is an…
If you are one of the freelancers or independent contractors with no workplace retirement plan, you’ll probably be worried about your retirement savings at least…